As part of my procedure of reviewing or creating an estate plan, I have the clients pull up the beneficiary documents for various accounts (life insurance, bank, pensions, etc.), in part just to make sure they know who is designated the beneficiary is, and to have them changed if necessary. Recently, I had one client do this, and realized the address to a beneficiary was old; not the end of the world, but it is something that probably wouldn’t have been found out had we not requested the beneficiary documents. 
I recently came back from The Money Show in Las Vegas. It was a good place to learn about new investments, asset protection, and estate planning matters for both myself and my clients. At one of the seminars I attended, the attorney told a story of how he did same thing for his client. The client had just remarried, but the beneficiary to his life insurance policy was still the ex-spouse!
This just illustrates the need for people to review their estate plan at least every year, and especially upon significant life events. Have you looked at yours recently? Do you need to change anything?
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