Articles on Tips on Loaning Money to Friends
Author Archives: Dan X. Nguyen, Esq.
More on (Not) Loaning Money to Friends
I wrote about how loaning money to your friends or family can really change your relationship. Nora Dunn over at Wise Bread, a personal finance blog, writes about the same thing, navigating the pitfalls, and what questions. @ Wise Bread: Borrowing from Friends: The Friendship Killer
How Often Should I Review or Update My Estate Plan?
You should review your estate plan every several years to make sure it still comports with your current decisions. Moreover, you should definitely have your estate plan updated upon a major life event, such as having children, purchasing a home, or a divorce.
Estate Planning for Your Online Life
With all this talk about your creating your estate plan, what’s one to do about all of your accounts online, like email? Time Magazine recently printed an article about people’s email accounts after they’ve passed away. Family members try to get into the deceased’s Facebook or email accounts, trying to preserve such communications. Often times,…
Adding Multiple Beneficiaries to Your Retirement Accounts
Awhile back I posted about adding beneficiaries to your bank accounts as part of your overall estate plan. This allows the money in those accounts to go directly to the person(s) you’ve selected, without having to go through the probate process. The Tax Guy (Bill Bischoff) over at Smart Money wrote an article entitled: “Designating…
More Loan Modification Madness: 133 Loan Mod Companies Targeted by CA Attorney General
California continues to crack down on fraudulent loan modification companies and attorneys. It recently targeted 133 companies based in Orange County.
Second Lien Program: Extinguishing a Second Mortgage
Back in April, the Obama Administration announced an update to the Make Home Affordable Program with regards to second mortgages. In an effort to keep people in their homes, the Second Lien Program offers banks & investors incentives to provide interest rate and monthly payment reductions. Depending on whether your second mortgage is an amortizing…
Protecting My Trademark
You need to enforce your trademarks rights in order to avoid losing them.
Loan Modification Tips: Avoid Becoming a Victim
Many people continue to get ripped off by loan modification companies that take up-front fees and then provide no results. The California Attorney General has some tips on how to avoid becoming a victim to loan modification scams.
CA Real Estate Licensee ID Number Disclosure on Materials Starting July 1, 2009
Get those new business cards printed folks, because as of July 1, 2009, under California Business & Professions Code 10140.6, persons licensed by the California Department of Real Estate need to disclose their “license identification number on all solicitation materials all solicitation materials intended to be the first point of contact with consumers . ….